www.valendercenter.com | VA Finance Specialist | VA Streamline Refinance Loan.

VA Streamline Refinance Loan

The VA streamline refinance home loan also known as an interest rate reduction loan, or irrl, is without a doubt the best mortgage refinance loan on the market. Absolutely no other refinance loan program is as simple and easy to qualify for. This VA refinance program is a government backed mortgage loan for active duty and prior service veterans who already have an existing VA loan. It provides you a fast, simple and hassle free way to refinance your current VA home loan so that you can take advantage of lower interest rates. Even if you have bad credit, as long as you have not had more than one thirty day late mortgage payment in the last twelve months, you may still be eligible for a VA streamline refinance.

No Income or Credit Qualifying

Not only is credit qualifying not required for the VA streamline refinance program but income documentation, job verification and appraisals are not required either. Even if your credit score is below 640 you may qualify for a VA no credit refinance. You may also qualify to receive up to $6,000 for energy efficient home improvements. Be sure to ask how you can SKIP TWO MONTHS PAYMENTS! Friendly VA loan experts are available to answer your VA mortgage loan questions from 08:00 to 20:00 eastern.

800-436-5904

VA Loan Rates are at Record Lows

Now is an excellent time to refinance your home because mortgage rates, including VA loan rates have dropped as the fed attempts to get the economy back on the right track. If you currently have an adjustable rate VA mortgage you should seriously consider taking advantage of this opportunity to refinance into a permanent, low fixed-rate. If you already have a fixed-rate loan, refinancing may allow you to save a hundred dollars or more on your current monthly mortgage payment.

VA Streamline Refinance Home Loan Features

	VA streamline refinance lets you refinance your existing VA home loan with no out of pocket expense. All closing costs and pre-paid's can be rolled into the loan.
	Credit qualifying is not required, however, if you have a 640 or higher credit score, you may qualify for the very lowest refinance rate.
	Your current mortgage loan must be a VA home loan in order to do a Streamline Refinance.
	Get your existing escrow account refunded back to you by your current lender.
	Include up to $,6000 for energy efficient improvements.
	Apply and close from the comfort of your own home.
	Fast in-home closing. Our notary comes to you.
	Receive up to $500 cash back at closing.
	No income documentation is required.
	No appraisal is required.